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PI PanelInsurance & ReimbursementKimberly Jones, R.N.Kimberly Jones is Group Manager of Reimbursement for Baxter BioScience, Department of Healthcare Economics (HCE). We have good insurance, but we are now facing out-of-pocket expenses of more then $10,000 per year. What resources or avenues should we pursue to manage this expense? Your insurance policy should be evaluated to determine what your true deductibles and out-of-pocket expenses should be. Many insurance plans have an annual maximum out-of-pocket expense limit, after which claims are paid at 100 percent. You may also want to evaluate your options during your employer's open enrollment period to determine if, by paying a few additional dollars per month for another plan, your out-of-pocket expenses could be reduced. Of course, you will want to make certain that your physicians, providers and medications are covered. Our hotline is available to assist you on an individual basis at 1-888-BAXTER9. The PI Panel cannot respond to questions about individual medical cases, provide second
opinions or make specific recommendations regarding therapy. The information our experts provide is from their own experiences. Always seek the advice of your own physician or other qualified healthcare professional regarding any medical condition. We will do our best to address as many questions as possible. We will not publish the names of any patients, physicians, or therapies. |
